Office of Workers' Compensation

WHO WE SERVE

We proudly serve employers, employees, and medical providers, ensuring comprehensive support across Delaware’s workforce.

EMPLOYERS

Compliance made simple to protect your business with resources for success.

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EMPLOYEES

Your rights protected with support when you need it for a safer workplace.

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PROVIDERS

Partner with us to streamline patient care and access certification tools.

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The Risks of  Non-Compliance

Fines

Starting at $250 per day for non-compliance.

License Suspension

Risk of losing or being denied a business license.

Legal Action

Potential lawsuits from injured employees or other stakeholders.

Benefits of Workers' Compensation

Medical Benefits

Covers doctor visits, treatments, and hospitalization.

Temporary Total Disability

Provides wages if you’re unable to work for more than three days.

Permanent  Impairment Benefits

Compensation for lasting injuries or disfigurement

Death Benefits

Financial support for dependents and funeral expenses.

STEPS TO TAKE AFTER A WORKPLACE INJURY

For Employees

1

Seek Medical Attention:
Get first aid or visit an approved healthcare provider immediately.
2

Notify Your Employer:
Report the injury as soon as possible—ideally within 24 hours.
3

As an Employee:
You have two years to file a petition to appeal the denial of your claim.

File a Report

For Employers

1

Provide Immediate Medical Assistance:
Ensure your employee gets the care they need.
2

Report the Injury Promptly:
Submit the “First Report of Injury” within 10 days of notification to your insurance carrier and the Department of Labor Industrial Affairs.
3

Prevent Future Incidents:
Implement safety training and workplace protocols to minimize risks.

GET RESOURCES

RESOURCES FOR EMPLOYEES & EMPLOYERS

Access to medical care, lost wages, and other benefits.
Protection from employer retaliation when filing a claim.
If your claim is denied, you have two years to request assistance from the Office of Workers’ Compensation.

Who Needs Insurance?

Any Delaware employer with one or more
employees.
Out-of-State Employers: Must provide a Delaware Workers’ Compensation policy or an endorsement covering Delaware.

Do I Need Workers' Compensation Insurance?

Yes, all employers with one or more employees must have a valid Workers’
Compensation policy.

What Documents Prove Compliance?

A Declaration Page or a full Workers’ Compensation policy.
Certificates of Liability are not accepted.

What Happens If I Don’t Have Insurance?

Fines starting at $250 per day
Suspension or denial of business operations in Delaware.

Employer Lookup Tool

Check if your employer has Workers’ Compensation insurance.*

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First Report of Injury

Report workplace injuries or illnesses to comply with Delaware Workers’ Compensation rules.

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Understanding Workers' Compensation

This guide helps employers navigate workers’ compensation requirements, ensuring compliance and support for employees in case of work-related injuries.

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Your Rights and Responsibilities in the Workplace

Learn about your rights under Delaware workers’ compensation laws. This guide covers benefits, medical care, and the steps to take if you’re injured at work.

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What is Workers' Compensation?

Workers’ compensation provides medical care and financial support if you’re injured or become sick due to your job. Learn about your benefits, eligibility, and how to file a claim.

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Access All Resources in Multiple Languages

Find essential information including benefits, claims, employer responsibilities, and workplace rights. Resources are available in English, Spanish, and Haitian Creole.

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*Disclaimer: Results from the Employer Lookup Tool may not fully reflect current policy status. Contact the Office of Workers' Compensation for the most accurate information.

RESOURCES FOR EMPLOYERS & EMPLOYEES

How We Protect Employees & Businesses

We provide medical coverage and wage protection for injured employees while helping businesses stay compliant with the law. This video explains how the system works and employer responsibilities.

What to Do If You’re Injured on the Job

If you're injured at work, you have rights under Delaware’s Workers’ Compensation program. This video outlines the steps to take, including reporting the injury, seeking medical care, and filing a claim.

Protect Your Team & Your Business.